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Member since:
2005-06-29
I hear this argument a lot, but unless you have T-Mobile you won't pay any less per month whether you pay full price for the phone or the subsidized price, at least in the US. None of the other US carriers offer lower monthly payments for non-contract post-paid accounts. T-Mobile offers Even More Plus plans for those who bring their own unlocked phone to the carrier, or who prefer to pay full retail price and not be tied down, and the monthly savings are pretty good.
Granted, they took it off the website recently so you have to request it in-store or by phone, so it may be going away soon. If that happens there really is no reason not to get a subsidized phone since you'll pay the same monthly for the entire time you're with that carrier.