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"OEM parts arent really a good idea unless you only intend to use the pc extremely short-term as their warranties expire rather quickly."
I disagree for two reasons:
1. Computer parts are very reliable these days and manufacturered to very high tolerances. Failures are very rare. Retailers like Best Buy will always try to sell you an "extended warranty". It's rarely worth the cost, and Best Buy is making tons of money on these extended warranties.
2. Solid state components like CPUs, video cards, etc. are extremely reliable. If they haven't failed in the first 30 days, they probably aren't going to fail.
Basically, buying OEM can save you a fair amount of money, and the risk is relatively low considering how reliable computer parts are these days.