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I suggest buying a CPU you overclock to an extreme amount and buying excess RAM. I recently read about a gentlemen that bought a AMD processor and 1gig of ram and was able to overclock it so that it was running at about 4gigahertz. I also suggest buying a graphics card that has a fan or a cooling device on board so that it is also overclockable. RESEARCH AS MUCH AS YOU CAN!
This works because you can buy relatively cheap hardware and put some actual work into it to make a very high end PC. It may make some of your hardware have a shorter life span but if you buy the right products and do it correctly you can save yourself a ton of cash and have a computer that is unbelievable. I have a 2.4 processor, overclocked to 3.0, an overclocked graphics card and it runs like a dream. Watch your temperatures closely, the higher they get, the more damage. Good luck!