Linked by Thom Holwerda on Wed 22nd Sep 2010 17:58 UTC
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Member since:
2009-03-19
What you are describing is what we in the US call a debit card. However, at least in the US, we can use debit cards exactly as if they were credit cards. I don't have a credit card, but I do use my debit card for every service that requires one, like Amazon purchases, Steam purchases, Netflix subscription...etc, and the money is subtracted directly from my checking account. I don't think these places are even aware that I'm paying with a debit card instead of a credit card.
I always assumed that debit cards or bank cards in other countries work the same way.