Linked by Thom Holwerda on Mon 23rd Jul 2012 12:57 UTC
Google Without giving any detailed information, Madfinger Games announced that because the piracy rates of their game Dead Trigger were so high on Android, they made the game available for free. This sucks balls. I'm interested in more detailed statistics, especially where, exactly, the piracy rate is highest, considering you can only get paid Google Play applications in 31 countries, and then, often only with a credit card (which many people outside of the US don't have and/or use). It wouldn't surprise me in the slightest if those piracy rates mostly come from places without paid applications support and/or with lousy payment options. In any case, Google needs to get its act together with the Play Store.
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RE[4]: What about kids?
by _txf_ on Mon 23rd Jul 2012 14:15 UTC in reply to "RE[3]: What about kids?"
_txf_
Member since:
2008-03-17

I don't use my credit cards a lot. But I do have them.

You are aware you can just ask your bank for one ?

Reply Parent Score: 2

RE[5]: What about kids?
by Thom_Holwerda on Mon 23rd Jul 2012 14:28 in reply to "RE[4]: What about kids?"
Thom_Holwerda Member since:
2005-06-29

I don't use my credit cards a lot. But I do have them.

You are aware you can just ask your bank for one ?


A credit card costs money. On top of that, it's a cultural thing. A least here in The Netherlands, credit cards carry a stigma, because they're associated with spending money you don't have and getting into serious financial trouble. People are actually afraid of them, and would rather not own one. As far as payment methods go, credit cards are pretty damn expensive.

With a debit card you spend the money you actually own. That seems like a small difference, but it's actually a huge conceptual shift.

Edited 2012-07-23 14:29 UTC

Reply Parent Score: 7

RE[6]: What about kids?
by _txf_ on Mon 23rd Jul 2012 14:44 in reply to "RE[5]: What about kids?"
_txf_ Member since:
2008-03-17

Personally I've never had issues. I just set payment to 100% and never spend over my limits.

These days there are also other kinds of credit cards. Here in Portugal we have MBnet which is like a virtual credit card for online shopping. You set a limit and whatever you buy gets taken out of your account like a debit card. It is recognized internationally as a credit card and works well.

You can also get pre-paid (I imagine it is only used for travelling).

But either way I like having a safety net. Sure I pay for it, but you never know when you're going to have an emergency.

Reply Parent Score: 3

RE[6]: What about kids?
by EvilMonkeySlayer on Mon 23rd Jul 2012 15:25 in reply to "RE[5]: What about kids?"
EvilMonkeySlayer Member since:
2010-04-08

I think it's more common over here (Europe) that you shouldn't spend money you don't have.

I myself have never owned a credit card, I've got my visa debit card provided by my bank and that's it.

Reply Parent Score: 5

RE[6]: What about kids?
by earksiinni on Tue 24th Jul 2012 06:00 in reply to "RE[5]: What about kids?"
earksiinni Member since:
2009-03-27

Not sure why I've never read this yet when credit cards get debated here, but the big reason why many (maybe most?) Americans use credit cards is because credit card companies offer cash back bonuses. Most people that I know pay their balance off in full every month, but we end up saving money with 1%-5% cash back or by earning frequent flier miles. It makes me feel silly when I pay $3 for milk with a credit card, but hey, I'm getting money back, so why not? Most credit cards do not charge a fee for using/having them, and if you pay your balance off in full within a month you pay no interest whatsoever. Also, debit cards here often charge a small ($0.25) transaction fee. In other words, it has nothing whatsoever to do with a cultural difference.

Of course, for all that money that the companies lose on their cash back bonuses, they more than make up for in fees and those times when someone gets desperate and puts down an important payment on a high interest credit card...

Edited 2012-07-24 06:01 UTC

Reply Parent Score: 3