Apple’s iOS 8.1 update is now available to download. The biggest addition is the new Apple Pay service which goes live today alongside iOS 8.1. Apple Pay will allow iPhone 6, iPhone 6 Plus, iPad Air 2, and iPad mini 3 owners to pay for goods within compatible apps by simply swiping a finger with Touch ID. iPhone 6 and iPhone 6 Plus owners will also be able to use their phones to tap card readers in participating stores to pay for goods using a combination of Touch ID and NFC. Apple Pay integrates into the existing Passbook feature on iOS 8.1, allowing you to setup and store credit and debit cards. More info at The Verge.