Linked by Thom Holwerda on Fri 24th Feb 2012 21:59 UTC
Multimedia, AV An interesting anecdote at MinimalMac about television being broken. The author's young daughter, who is growing up in a Netflix/Hulu/iTunes/etc. household, was confronted with actual TV for the first time, and wonders why she can't pick what to watch, why the shows are being interrupted all the time, and so on. Clearly - TV is broken.
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RE[3]: Still stealing.
by Heard on Sat 25th Feb 2012 16:28 UTC in reply to "RE[2]: Still stealing."
Heard
Member since:
2009-12-24

I can only speak for germans, but most people here use simple wire transfers from one to another bank account or Paypal to pay online. Or cash or a debit card (different from the american credit cards) to pay in the super market.

Thom mentioned something about a special payment method to pay online in the netherlands, though.

Reply Parent Score: 2

RE[4]: Still stealing.
by Bill Shooter of Bul on Sat 25th Feb 2012 16:40 in reply to "RE[3]: Still stealing."
Bill Shooter of Bul Member since:
2006-07-14

Debit cards make sense, they really are interchangeable with credit cards. I often call them credit cards, even though they really aren't. If the have a Visa/electron, Mastercard/maestro, logo, they will work with any merchant that takes those credit cards ( with a few exceptions, like car rentals).

Wire transfers seem pretty cumbersome for purchasing goods. PayPal is evil, I have refused to use them since 1998.

Reply Parent Score: 2

RE[5]: Still stealing.
by d3vi1 on Sat 25th Feb 2012 18:06 in reply to "RE[4]: Still stealing."
d3vi1 Member since:
2006-01-28

In some countries like Romania you can get any classic credit card as a debit card. I personally have a MasterCard Gold and nobody (including the car rentals) ever guessed that it was a debit card. The condition was that in the debit account I should have as much as they request the hold on. So for a €130 car rental, you should have in your account €250. Ultimately, the hold is canceled and you are billed only for the €130.

Reply Parent Score: 2

RE[4]: Still stealing.
by Doc Pain on Sat 25th Feb 2012 21:29 in reply to "RE[3]: Still stealing."
Doc Pain Member since:
2006-10-08

For those living in the US where "real" credit cards seem to be very common, the following explaination may make the situation clear:

I can only speak for germans, but most people here use simple wire transfers from one to another bank account or Paypal to pay online. Or cash or a debit card (different from the american credit cards) to pay in the super market.


Unlike credit cards, debit cards are issued by your bank. In the default case, you can only spend as much money as you have available on your bank account. Drawing credit (or overdraft) is possible if you manage that with your bank (up to a given limit).

During the payment, no 3rd party is involved: The system is called ELV (Elektronisches Lastschrift-Verfahren) = electronic debit procedure. It's commonly used "offline" (e. g. in most shops and restaurants, the supermarket or everyone who has a "payment line" with his bank to participate in "cashless" payment procedures).

During the procedure, the bank of the person where your buy something gets a transfer from your bank. This transfer is authorized by your 4-digit PIN and the insertion of the card into a special reader. Security is typically enhanced by a chip on the card, while the transfer data (account and bank number) are obtained from the magnetic stripe.

(Most banks allow you to also to get cash at an ATM with the same card. Some cards include a different chip where you can "upload" money from your account "onto" the chip in order to make payments, e. g. at parking lot payment machines.)

Thom mentioned something about a special payment method to pay online in the netherlands, though.


You can use PayPal to pay per your bank account, but this does not involve your plastic card.

Reply Parent Score: 3