Viral tweet about Apple Card leads to Goldman Sachs probe

A Wall Street regulator is opening a probe into Goldman Sachs Group Inc.’s credit card practices after a viral tweet from a tech entrepreneur alleged gender discrimination in the new Apple Card’s algorithms when determining credit limits.

A series of posts from David Heinemeier Hansson starting Thursday railed against the Apple Card for giving him 20 times the credit limit that his wife got. The tweets, many of which contain profanity, immediately gained traction online, even attracting comment from Apple co-founder Steve Wozniak.

Hansson didn’t disclose any specific income-related information for either of them but said they filed joint tax returns and that his wife has a better credit score than he does.

The whole Twitter thread by David Heinemeier Hansson is an exercise in inflexible bureaucracy and an unshakable belief in the black box algorithm that nobody even seems to understand. Bias in algorithms is a real problem, and it will only become a bigger problem as they become more and more important in every aspect of our society.


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